Free Analysis
Industries
⚠ High Risk Processing 🚗 Auto Shops & Tire Shops ⚙ Junkyards & Salvage 🌿 Feed & Farm Supply 🚚 Truck Parts & Fleet 🍽 Restaurants
Products
💳 All Equipment & Solutions 💻 Payment Terminals 🌐 Online Payments
Partnerships
💼 Sales Agent Program 📋 Accountant Referral 🏭 Bank Referral 🤝 Trade Association Referral
About Us Contact
📞 (956) 877-5399
Bank & Credit Union Referral Program

Serve Your Business
Clients Better.
Earn Referral Income.

Your business banking clients need payment processing. When your institution can't offer competitive rates — or handles high-risk merchants — refer them to Merchant1 Solutions and earn a residual on every account you send.

Start the Conversation 📞 (956) 877-5399
💼 Sales Agent📋 Accountant Referral🏭 Bank Referral🤝 Trade Association
The Opportunity

Your Clients Are Already Looking

Business owners who bank with you trust your institution. When they need payment processing, they often ask their banker first. That's a referral opportunity most banks leave on the table.

We serve businesses that many bank-affiliated processors won't touch: bail bond agencies, firearms dealers, auto dealers, vape shops, CBD retailers, and other high-risk industries. If your merchant services partner declines a client, we can often approve them.

The relationship benefits you in two ways: your client stays happy with your institution because you solved their problem, and you earn a monthly residual for the life of the account.

Who We Work Best With
Community Banks
Serving SMBs in South Texas and border communities
Credit Unions
Business member accounts needing processing
SBA Lenders
New businesses needing processing from day one
Business Bankers
Individual RMs building client relationships
Referral Compensation
Active ReferralsEst. Monthly Residual
5 accounts$375–$750/mo
10 accounts$750–$1,500/mo
25 accounts$1,875–$3,750/mo
50 accounts$3,750–$7,500/mo

Paid monthly. Based on merchant processing volume. Institution or individual RM compensation structures available.

High Risk Overflow

Merchants Your Processor Won't Touch

When your merchant services partner declines a business — bail bonds, firearms, CBD, auto dealers, vape — refer them to us. We have banking relationships specifically for high-risk verticals. Your client gets approved, you earn a referral fee, and your banking relationship stays intact.

See High Risk Verticals →
Get Started

Let's Set Up a Referral Agreement

Whether you're a bank officer, branch manager, or individual relationship manager, we can structure a referral arrangement that works. Fill out the form and Emerson will be in touch within one business day.

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Institution or individual agreements
We can work with the bank directly or with you as an RM.
✏️
Simple, one-page agreement
No exclusivity. No minimums. Cancel anytime.
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Fast merchant approval
Most standard merchants approved within 24–48 hours.

Bank Referral Inquiry

We'll follow up within one business day.

Partner With Us
Looking for a referral partnership?
We pay for every merchant you send our way.
View Referral Programs → (956) 877-5399