Been rejected by Square, Stripe, or PayPal? Getting shut down mid-month? We specialize in merchant accounts for businesses other processors won't touch — fast approvals, stable accounts, competitive rates.
Payment processors like Square, Stripe, and PayPal classify entire industries as "high risk" — meaning they either won't approve you at all, or they'll freeze your funds without warning after you're already processing. It's not about your business being bad. It's about their risk models not being built for your industry.
High risk merchant accounts are specialized accounts with acquiring banks that understand your industry, price for it correctly, and won't shut you down when volume spikes or a chargeback comes in.
If your industry is on this list, you need a high risk merchant account — and we can get you one.
Don't see your industry? Contact us — we work with many more verticals not listed here.
Call, text, or fill out our contact form. We'll ask about your volume, your industry, and your situation — no judgment, just facts. Takes 10 minutes.
We work with multiple acquiring banks that specialize in high-risk industries. We find the one that fits your vertical, volume, and chargeback history — then submit your application correctly.
Most high-risk approvals come back in 24–48 hours. Once approved, we configure your terminal or gateway, walk you through the setup, and you start processing. We stay on as your local rep.
No application fee. No obligation. We'll review your situation and tell you within 24 hours what we can do for you.
If your account is frozen, terminated, or you've been rejected — we move fast. Call Emerson directly or fill out the form above.