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⚠️ High Risk • Specialized Processing

Payment Processing for
CBD & Hemp Retailers

Farm Bill-compliant CBD and hemp products are legal in Texas — but most payment processors still won't touch them. Stripe, PayPal, and Square all prohibit CBD. We work with acquiring banks that have specifically underwritten for Farm Bill-compliant CBD retailers and online sellers.

Why Standard Processors Won't Help

You Need a Processor Built for Your Industry

Even though hemp-derived CBD with less than 0.3% THC is federally legal under the 2018 Farm Bill, card networks and most processors still classify CBD as high-risk due to regulatory uncertainty and product liability exposure. The result: CBD businesses losing accounts without warning.

  • In-store retail CBD oil, tinctures, and topicals
  • Online CBD e-commerce (with compliant product labeling)
  • Hemp-derived wellness supplements
  • CBD subscription boxes and recurring orders
  • Wholesale CBD product sales
What You Get With a High Risk Account
Stable account — underwritten specifically for your industry
24–48 hour approval in most cases
No surprise account freezes or holds
Transparent rolling reserve terms upfront
Local rep — text Emerson directly at (956) 877-5399
(956) 877-5399
Call or text anytime
Common Questions

Frequently Asked Questions

Is CBD processing legal in Texas?

Farm Bill-compliant CBD (under 0.3% THC, derived from hemp) is legal in Texas. Card processing for legal CBD is available through specialized high-risk acquiring banks.

What documentation do I need?

We typically need your Certificate of Analysis (COA) for products, business license, and confirmation that products are Farm Bill compliant. No THC products.

Can I sell CBD online and accept cards?

Yes — online CBD sales are possible through Authorize.net or a similar gateway, with proper compliance labeling and age-appropriate terms.

Serving All of Texas

Local Rep, Statewide Reach

Ready to Get Approved?

No application fee. No obligation. We'll review your situation and respond within 24 hours.

Apply Now — It's Free 📞 (956) 877-5399
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