Farm Bill-compliant CBD and hemp products are legal in Texas — but most payment processors still won't touch them. Stripe, PayPal, and Square all prohibit CBD. We work with acquiring banks that have specifically underwritten for Farm Bill-compliant CBD retailers and online sellers.
Even though hemp-derived CBD with less than 0.3% THC is federally legal under the 2018 Farm Bill, card networks and most processors still classify CBD as high-risk due to regulatory uncertainty and product liability exposure. The result: CBD businesses losing accounts without warning.
Farm Bill-compliant CBD (under 0.3% THC, derived from hemp) is legal in Texas. Card processing for legal CBD is available through specialized high-risk acquiring banks.
We typically need your Certificate of Analysis (COA) for products, business license, and confirmation that products are Farm Bill compliant. No THC products.
Yes — online CBD sales are possible through Authorize.net or a similar gateway, with proper compliance labeling and age-appropriate terms.
No application fee. No obligation. We'll review your situation and respond within 24 hours.