$ Residual Income Opportunity

Build a Business
That Pays You
Every Month

Become a payment processing agent with Merchant1 Solutions. Sign merchants, earn a split of their residuals every month for as long as they process — no ceiling, no expiration. We provide the training, tools, and support. You own your book of business.

Apply to Be an Agent 📞 Call Emerson
No Experience Required
Set Your Own Hours
You Own Your Merchants
Estimated Monthly Residual
Based on 10 merchants at $25k avg volume/mo, 60% split
Merchant 1–3 (Retail)$180/mo
Merchant 4–6 (Restaurant)$240/mo
Merchant 7–9 (Auto/Service)$270/mo
Merchant 10 (High Volume)$180/mo
Monthly Residual $870/mo
This pays you every month — even while you sleep.
60%
Standard agent residual split
No cap on merchants or earnings
$0
Cost to join — no buy-in required
TX
Local team, real support, not a franchise
How You Make Money

Sign a Merchant Once.
Get Paid Every Month.

Every business that processes cards generates a small margin for the processor. As an agent, you earn a percentage of that margin every single month — for every merchant you sign — for as long as they stay on the platform.

This is called residual income. You do the work once to get the merchant approved and set up. Then every month, regardless of what else you're doing, a check (or ACH) hits your account based on how much your merchants processed.

Real example: A restaurant doing $40,000/month in card volume generates roughly $50–$80/month for you. Sign 20 restaurants and you're earning $1,000–$1,600/month passively — on top of whatever else you're doing.

Income Examples

What Agents Earn

Portfolio SizeAvg Volume/MerchantEst. Monthly Residual
5 merchants$20,000$300–$450/mo
10 merchants$25,000$750–$1,200/mo
20 merchants$30,000$1,800–$2,800/mo
30 merchants$35,000$3,500–$5,000/mo
50 merchants$40,000$7,000–$10,000/mo
Estimates based on 60% split on standard interchange plus pricing. Actual residuals vary by merchant volume and card mix.
What You Get

Everything You Need to Succeed

We're not a franchise. We're not a corp that doesn't care if you succeed. We're a small local team — your success is our success.

📚

Full Training Provided

You get access to our full agent portal with training modules, scripts, product knowledge, and FAQ — everything you need to walk into a business and have a confident conversation.

🛠️

Tools & Portal Access

Your own login to the M1S agent portal — track your merchants, access training, view your residuals, and generate proposals and pricing on the spot.

💰

Competitive Splits

60% residual split standard. Top performers earn more. No gotchas — your split is transparent and you can see exactly what your merchants are generating.

📱

Direct Access to Emerson

You're not dealing with a regional manager or a corporate helpdesk. You text or call Emerson directly — questions answered fast, proposals quoted same day.

🏪

You Own Your Book

The merchants you sign are yours. They don't get reassigned. They don't get poached. As long as they're processing, they generate residuals for you.

🗺️

Untapped Territory

South Texas and the border region are massively underserved. Eagle Pass, Del Rio, Laredo, Roma, Zapata — these markets have almost no local payment reps. First-mover advantage is real.

Who This Is For

You Don't Need a Finance Background

The best agents are people who already know local business owners and are comfortable having a conversation. Payment processing sells itself when you can show someone what they're paying vs. what they could save.

🤝
Sales People
Any industry — if you can sell, you can do this
🍽️
Restaurant Industry
You know owners — that's a massive advantage
🔧
Trades & Contractors
You already talk to shop owners daily
🏦
Former Bank Employees
You understand financial products
🚗
Auto Industry
Dealers, shops, and parts stores need processing
💼
Side Hustle Seekers
Build it part-time while residuals compound
How It Works

From Zero to Residuals in 4 Steps

1
Apply & Get Onboarded
Fill out the form below. Emerson will call you, walk you through the opportunity, and get you set up in our system with portal access and training materials.
2
Learn the Product
Go through the training modules in your agent portal — pricing programs, equipment, how to read a statement, what questions to ask. Takes a few hours, not a few weeks.
3
Sign Your First Merchants
Start with businesses you already know. Ask for their last 2–3 months of statements. We analyze them free and show you the savings. That's your sales pitch.
4
Collect Residuals
Once your merchants are live and processing, you get paid every month. Keep adding merchants to grow your monthly income.
Common Questions

Agent Program FAQ

Do I need a license or certification?
No — payment processing agents in Texas don't require a license. You're acting as a sales agent for a licensed ISO (Independent Sales Organization). We handle all the regulatory and compliance infrastructure.
Is there a cost to join?
No. There is no buy-in, no franchise fee, and no monthly cost to be an agent. We make money when you sign merchants and they process — that's the aligned incentive.
Can I do this part-time?
Absolutely. Most agents start part-time alongside other work. Once your residual portfolio builds up — typically 15–20 merchants in — many transition to doing it full-time because the passive income becomes significant.
What's the split?
Standard is 60% to you, 40% to M1S. High performers and agents who bring in significant volume can negotiate higher splits. Your split is fixed in writing and visible in your portal.
What if a merchant leaves?
If a merchant switches processors, your residual for that account stops. This is why relationships matter — merchants who trust you and get good service don't leave. Our churn rate is low because we support merchants well after the install.
Why M1S Over Other ISOs?
Local — not a national corp. You know Emerson. You can call, text, or show up. Decisions get made fast.
High-risk capability. Most ISOs can only serve standard merchants. We do bail bonds, auto dealers, vape shops, CBD — verticals with almost no local competition.
Cash discount expertise. This program closes deals because the value proposition is obvious — $0 in fees. Sell it once, it sells itself.
Untapped territory. The RGV and border region have thousands of businesses and very few dedicated payment reps. You're not competing in a saturated market.
Full portal access. You get the same admin tools Emerson uses — CRM, proposals, residual tracking, training. You're equipped to operate professionally from day one.
Join the Team

Apply to Become an Agent

Fill out the form and Emerson will call you within 24 hours. No pressure — just a conversation about the opportunity and whether it's a good fit.

No experience required
No cost to join
Part-time or full-time — your call
You own your book of business
60% residual split from day one
Questions? Call Emerson
(956) 877-5399
Mon–Sat 8am–7pm CT

Agent Application

We'll call you within 24 hours to discuss the opportunity.
Agent Opportunity
Looking to serve the Laredo area?
Reach out today about our agent program.
Earn monthly residual income. Set your own schedule. No experience required.
Learn About the Program → (956) 877-5399