Your repair invoices are large. Your margins are tight. Stop giving 3% of every ticket to your processor — there's a better way. We specialize in payment processing for auto repair shops, tire dealers, and automotive service businesses across Texas.
A busy auto shop doing $80,000/month in card volume at 2.9% is paying $2,320 per month — or nearly $28,000 per year — just to accept credit cards. That's a full-time employee's salary going to a payment processor.
Most auto shops we talk to are on tiered pricing or flat-rate programs that sound simple but cost significantly more than they should. A proper interchange plus account — or a cash discount program — can eliminate most of that cost.
| Monthly Volume | At 2.9% | Cash Discount |
|---|---|---|
| $30,000 | $870/mo | ~$0 |
| $60,000 | $1,740/mo | ~$0 |
| $100,000 | $2,900/mo | ~$0 |
The most popular option for auto shops. Post your prices, add the service fee for card-paying customers automatically. Texas-compliant. Customers are used to it — gas stations have done it for decades.
Clover Flex and Dejavoo P3 both work over WiFi or cellular. Take payments at the counter, in the lot, or out in the bay. No cables, no running to a fixed terminal.
If cash discount isn't right for you, interchange plus gives you the most transparent rate structure. You pay actual card cost plus a small fixed markup — no hidden tier bumps.
Collect deposits on large jobs before starting work. Send invoices by text or email with a payment link. Works especially well for fleet accounts and insurance jobs.
Auto repair is one of the more chargeback-prone industries. We advise on best practices for documentation and dispute resolution to protect your revenue.
Full CardPointe dashboard access. See every transaction, batch, and settlement in real time. Know exactly what's depositing and when.
Auto shops need terminals that can handle grease, work in a garage environment, and move around the shop or lot. Here's what we recommend:
Send us your last statement — we'll analyze it for free and show you exactly what you could save. Most auto shops we talk to save between $500 and $3,000 per month.