FFL dealers and gun shops are one of the most commonly rejected business types by standard processors. Stripe's terms explicitly prohibit firearms. Square has terminated thousands of gun shop accounts. We work with acquiring banks that understand and support the legal firearms industry in Texas.
Texas has more gun shops and FFL dealers than almost any other state. Yet most payment processors refuse to serve them — not because it's illegal, but because of their internal policies. The result: dealers getting terminated without warning during a busy sales period.
Yes — as an FFL dealer in Texas, selling firearms is completely legal. The issue isn't legality, it's finding a processor whose acquiring bank allows it. We work with banks that do.
Online ammo sales can be processed through Authorize.net as a card-not-present gateway. We set this up regularly for dealers who sell ammo online.
Unlike Square or Stripe, the acquiring banks we work with have explicitly approved your business category. They expect firearms transactions — they won't freeze you for it.
No application fee. No obligation. We'll review your situation and respond within 24 hours.