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📞 (956) 877-5399
⚠️ High Risk • Specialized Processing

Payment Processing for
Vape & Tobacco Retailers

Vape shops and smoke shops are among the most commonly terminated merchants in the country — Stripe, Square, and PayPal all restrict tobacco and vaping products. Texas has hundreds of vape and smoke shops that need stable, reliable card processing. We get them approved.

Why Standard Processors Won't Help

You Need a Processor Built for Your Industry

The vaping and tobacco industry faces restrictions from card networks and processor policies — not because it's illegal, but because of age verification requirements and the product category itself. The right acquiring bank — one that has underwritten for this vertical — is the solution.

  • In-store sales of e-cigarettes, vapes, and accessories
  • Tobacco, cigars, and hookah products
  • Age-verified e-commerce (with proper compliance)
  • B2B wholesale distributor payments
  • Online accessory and hardware sales
What You Get With a High Risk Account
Stable account — underwritten specifically for your industry
24–48 hour approval in most cases
No surprise account freezes or holds
Transparent rolling reserve terms upfront
Local rep — text Emerson directly at (956) 877-5399
(956) 877-5399
Call or text anytime
Common Questions

Frequently Asked Questions

Can I sell vape products and accept cards?

Yes — as long as you comply with Texas age verification laws and your product is legal, you can accept cards through a high-risk merchant account built for tobacco and vape retailers.

What about online vape sales?

Online vape sales require additional age verification infrastructure. We can walk you through compliant setups using Authorize.net with age gate integration.

My Square account got terminated — can you help?

Yes — this is one of the most common calls we get. Most vape and smoke shops we talk to have been terminated at least once by Square or Stripe. We get you into a stable account that won't surprise you.

Serving All of Texas

Local Rep, Statewide Reach

Ready to Get Approved?

No application fee. No obligation. We'll review your situation and respond within 24 hours.

Apply Now — It's Free 📞 (956) 877-5399
Agent Opportunity
Looking to serve the Laredo area?
Reach out today about our agent program.
Earn monthly residual income. Set your own schedule. No experience required.
Learn About the Program → (956) 877-5399