Long-distance moving companies are classified high-risk due to high dispute rates. We have merchant accounts for movers who need stable, long-term card processing.
Moving companies — particularly long-distance movers — face automatic high-risk classification because of high chargeback rates. Customers dispute charges when moves don't go as expected, items are damaged, or delivery is delayed. The gap between when the card is charged and when the service is delivered also creates risk. Mainstream processors would rather decline movers than deal with the potential chargebacks. Specialized accounts address these concerns with proper underwriting.
Square, Stripe, PayPal, and most bank processors use automated screening that flags moving companies businesses based on industry code alone — before they ever look at your actual business. They'd rather decline you than take on perceived risk. We work with specialized acquiring banks who actually underwrite your specific business, not just your SIC code.
Collect deposits at booking to secure the move date — standard practice that also reduces chargeback risk.
Accept card payments when customers book online or by phone.
Guidance on move contracts that protect against chargebacks.
Collect the remaining balance at delivery — proper sequencing that reduces disputes.
No surprise terminations — accounts built for the moving industry risk profile.
Tools and protocols to respond to chargebacks effectively.
We set up high-risk merchant accounts remotely for businesses anywhere in Texas. Local to the RGV and South Texas, but we serve statewide.
Free application. No commitment. We'll tell you exactly what we can do for your moving companies business before you sign anything.